Tag: appetite

  • 44% of investors now look to back UK-based companies rather than global firms

    44% of investors now look to back UK-based companies rather than global firms

    What has Covid taught investors? Luke Davis, CEO of IW Capital, discusses what investors have learned from the ongoing pandemic.

    Investing was one of the most unpredictable aspects of 2020 for anyone concerned with the market, whether that be a sophisticated portfolio or just a workplace pension. The stock market crash at the start of the lockdown and continued economic disruption has left many wondering what the future will hold, while soaring tech stocks have added further complexity to an ever changing market. But what has the Covid pandemic taught investors?
    The overall effect of this period has led investors to reconsider what they are doing with their investable assets. To understand this shift, SME investment specialist IW Capital has conducted nationally representative research to uncover the sentiments of the UK’s investors.

    They have found:

    44% of investors are now looking to back UK-based companies rather than global firms –  9,629,000
    45% of investors feel their ‘risk-appetite’ has increased due to Covid-19, as traditionally safe investments in big companies are no longer viable – 6,942,000
     27% of investors are looking to invest in sectors created by the Covid-19 pandemic, such as PPE, social distancing equipment and virtual solutions – 5,674,000
    19% of investors believe the coronavirus pandemic has opened more investment opportunities than it has closed – 6,278,000

    Looking beyond the panic 

    Each period of disruption, like that felt last year, offers opportunity for companies to adapt quickly to the changing times and although there has been a lot of worry and negativity surrounding the new lockdown restrictions, we have to look to the positives with one of them being the roll out of the Covid vaccines. Working with both entrepreneurs and investors, there is a clear desire from the small business community for growth investment and to take a big step growth-wise this year. With a 12% increase in new businesses starting up during 2020 compared to 2019, 2021 is set to create some exciting investment opportunities for investors throughout the country.

    The unexpected happens

    This year has taught us that the unexpected does happen. Investors need to look to the future and prepare for the unexpected to improve financial resilience. This could be by having liquid assets or a rainy-day fund you can use if investment values fall, which is particularly important if you’re drawing an income from investments. Having options for when the unexpected does occur should be part of any investors financial plan and is something that has been brought to the forefront for many as a result of the pandemic.

    Maintain a diverse portfolio

    The Covid pandemic has had a far-reaching impact across a variety of sectors, however some industries have been affected far more than others, with travel and hospitality being forced to close for months at a time and unable to trade. In contrast, the pandemic has created opportunities for some sectors too, such as manufacturing and biotech. While a diverse portfolio will still have suffered volatility, it can help lessen the impact. Investing in a range of assets, industries and locations can help spread the risk. When one investment falls, another may perform better helping to create balance.

    Don’t overreact to market volatility

    When the pandemic first hit and the stock market plummeted, many investors began to panic and looked to sell shares in order to avoid potential future losses, but when investing, a long-term time frame and goal is so important. Short-term volatility is often smoothed out once you look at investment performance over a longer time frame. It can be frustrating to see that investment values fell in 2020, but when you look at performance over the last five years, for example, you’ll probably still see an upward trend.
    Luke Davis, CEO of IW Capital said:
    “Investing and investing wisely has never been easy by any stretch but this year has been particularly difficult for investors at every level. 2020 demonstrated the value of long term investing and future planning. The stock market crash in March triggered a real halt in investment, and although the market hasn’t fully recovered, there has been strong growth since November and in places in the US share indexes are actually higher than the last year.
    “There have been winners and losers from each stage of the pandemic with sectors like travel feeling the true impact of the pandemic and others like online solutions seeing growth and opportunity in a time of financial turmoil. But, this is true of any world event and has forced investors to look to be more future facing.”

  • Signs and Symptoms of Mental Health Disorders? – Health Cages

    Signs and Symptoms of Mental Health Disorders? – Health Cages

    People who are going through a tough time may feel sad or change their appetite or sleep patterns, which could be signs of depression. Anxiety disorders can make people feel worried and make their hearts beat fast. People with eating disorders, like anorexia or bulimia, have unhealthy eating habits and see themselves in strange ways. It is important to seek immediate help if someone has suicidal thoughts. Extreme anxiety can cause panic attacks. If you change your behavior, like being quiet or energetic, you might be experiencing something wrong. Bipolar disorder causes mood swings, while post-traumatic stress disorder and obsessive-compulsive disorder cause persistent thoughts and actions. If you notice these signs, seek help.

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    Depression

    Depression is characterized by continuing feelings of sadness, hopelessness, and a lack of interest in once-enjoyable activities. The symptoms of depression include weakness, changes in eating habits, sleep disturbances, and difficulty engaging in everyday activities. Depression can compound the effects of emotional struggles, such as guilt or feelings of worthlessness, on one’s health. For an accurate diagnosis and effective treatment of depression, it is important to recognize depression as a legitimate medical condition. Depression can be managed and overcome with the help of therapy, medication, and a supportive network.

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    Anxiety Disorders

    Anxiety disorders encompass a spectrum of mental health disorders and conditions characterized by excessive worry, fear, and apprehension. People with anxiety disorders often experience an increased stress response, which affects their daily lives. Generalized anxiety disorder (GAD), panic disorder, social anxiety disorder, and specific phobias are common types of anxiety disorders. Symptoms may include persistent nervousness, restlessness, muscle tension, and difficulty concentrating. Anxiety can manifest physically through symptoms such as increased heart rate, sweating, and tremors. While a certain level of anxiety is a natural stress response, anxiety disorders involve an exaggerated and prolonged version of this response, often interfering with a person’s ability to function normally. Treatment methods may include therapy, medication, and lifestyle changes, to reduce symptoms and enhance overall well-being. Seeking professional help for accurate diagnosis and appropriate interventions is essential to manage and cope with anxiety disorders effectively.

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    Eating Disorders

    Eating disorders are like complicated problems with how people think about food, weight, and how they see their bodies. Some common types are Anorexia Nervosa, where people eat very little because they’re scared of gaining weight; Bulimia Nervosa, where people eat a lot and then do things like throwing up or exercising too much to try not to gain weight; and Binge-Eating Disorder, where people eat a whole bunch of food quickly and feel like they can’t control it. These disorders can cause serious issues with both the body and the mind, affecting many parts of a person’s life. Treatment usually involves different kinds of help, like talking therapy, advice on eating well, and medical check-ups. It’s really important to get help early and have support from professionals to get better and have a healthier relationship with food and your body.

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    Extreme Anxiety

    Feeling extremely anxious is like having really strong fear or nervousness that can mess up your everyday life. It shows up in different ways, like sudden panic attacks, too much worrying, or physical stuff like a fast heartbeat or trouble breathing. When anxiety gets super high, it can mess with how you do your daily tasks, your relationships, and how good you feel overall. Getting help from mental health experts is super important when anxiety is extreme. They might suggest things like talking therapies (CBT) or medications to deal with the root problems and help you cope better. Changing your lifestyle, learning to handle stress, and having supportive friends can also help a lot. If you or someone you know is dealing with really strong anxiety, talking to a mental health Doctor is a must for personalized help and advice.

    Suicidal Thoughts

    Having thoughts about hurting yourself or ending your life is serious and tough. If you or someone you know is dealing with these thoughts, it’s super important to talk to a mental health pro, a counselor, or someone you trust. Feeling this way can be hard, but asking for help shows your strength. Many places have hotlines and services that you can call anytime, day or night, to get help right away. You don’t have to go through this alone, and some people care and want to help. Reach out and share what you’re going through – it’s a big step to get the support and understanding you need during tough times.

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    Changes in Behavior

    When someone starts acting differently, it could mean a few things, and it’s important to pay attention. If they suddenly become quiet, grumpy, or have too much energy, something might be happening inside. It could be because of stress, feeling down, or having a hard time with emotions. But sometimes, people also change in good ways, like getting more involved or making healthier choices. Watching out for these changes is important because it might mean they need support from friends, family, or professionals. Talking openly and being supportive can help. If the concerns stick around, getting advice from a doctor or mental health expert is a good idea.

    Bipolar Affective Disorder

    Bipolar affective disorder, commonly known as bipolar disorder, is a mental health condition characterized by extreme mood swings or episodes. People with bipolar disorder experience intense emotional highs, known as mania or hypomania, alternating with episodes of depression. During manic episodes, individuals may feel high and energetic and have increased creativity, but they may also exhibit impulsive or risky behavior. Depressive episodes include persistent feelings of sadness, hopelessness, and lack of interest in activities. Shifts between these conflicting states can significantly affect daily functioning and interpersonal relationships. Treatment often includes mood stabilizers, antipsychotic medications, and psychotherapy to help manage symptoms, stabilize mood, and improve overall quality of life. Effective management of bipolar disorder requires regular supervision and support from mental health professionals.

    Post-Traumatic Stress Disorder (PTSD)

    A mental health illness known as post-traumatic stress disorder (PTSD) can arise in people who have experienced or witnessed a traumatic event. Such events may include serious accidents, natural disasters, combat, or personal attacks. People with PTSD often re-experience the trauma through traumatic memories, nightmares, or flashbacks, which cause severe emotional and physical reactions. Individuals may also avoid reminders of the trauma and experience negative changes in mood and cognition. Hyperarousal symptoms, such as startling easily or trouble sleeping, are also common. PTSD can significantly affect daily life, relationships, and overall well-being. Treatment usually includes psychotherapy, especially trauma-focused therapy, and sometimes medications to reduce symptoms. A supportive and understanding environment, along with professional help, plays an important role in helping PTSD sufferers work toward recovery.

    Obsessive-Compulsive Disorder (OCD)

    Obsessive-compulsive disorder (OCD) is a mental health condition characterized by persistent, unwanted thoughts (obsessions) and repetitive behaviors or mental actions (compulsions) performed to relieve anxiety associated with the obsession. People with OCD may feel compelled to engage in rituals or behaviors, such as counting, checking, or washing, in an attempt to prevent a frightening event or to reduce distress. Despite recognizing that these compulsions are excessive or irrational, people often find it difficult to overcome them. OCD may seriously impair one’s ability to go about everyday tasks and enjoy life. Treatment usually includes a type of psychotherapy called cognitive-behavioral therapy (CBT), specifically exposure and response prevention (ERP), which helps individuals cope with their obsessive thoughts and compulsive behaviors and helps manage them. Medications, like specific serotonin reuptake inhibitors (SSRIs), may likewise be endorsed to reduce side effects. For people with OCD, it is important to seek professional help to achieve a comprehensive and personalized treatment plan.

    FAQ’s

    Q1. What are common signs of mental health?

    A1. Feeling worried, depressed, guilty, worthless, or having an exaggerated sense of ‘high’ may be signs of a mental health issue.

    Q2. What is a common symptom of many mental disorders?

    A2. Extreme mood changes of highs and lows. Withdrawal from friends and activities.

    Q3. What causes mental disorders?

    A3. Childhood abuse, trauma, or neglect.

    • Social isolation or loneliness.
    • Experiencing discrimination and stigma, including racism.
    • Social disadvantage, poverty, or debt.

    Q4. What is a mood disorder?

    A4. A mood disorder is a mental health condition that mainly affects your emotional state.